Is your organization prepared for what to do if an earthquake occurs? Earthquakes can happen at any place and at any time. While North America’s West Coast is commonly considered earthquake country, over 200 small quakes rock the Midwest each year, and the East Coast had a major earthquake in 2011. These steps will…
When you have an active, busy life, it may be tempting to rely on takeout or ready-to-go meals. However, making your ownmeals will benefit both your wallet and your waistline. If you are looking for ways to get the most out of your food budget, try these tips: Eat fresh. You don’t actually have…
Are you an optimist or a pessimist? While many people consider these the only two filters by which to see the world, there is a third, more practical approach, known as “realistic optimism.” Realistic optimists take a clear-eyed view of circumstances and challenges. Instead of assuming that everything will simply work out in the…
While it’s best to save for large expenses, emergencies happen. Unplanned health care visits, car or home repairs, or other unexpected needs may upend your budget. In these situations, it’s important to look at your options for covering these costs in manageable ways to avoid high-interest debt. Consider these options: Financing or payments. Committing to…
Did you go overboard with holiday spending this year? If you are now carrying too much credit card debt, here are ways to dig yourself out: Add up seasonal costs. Calculate the exact amount of holiday-related debt to determine the target number for your repayment plan. This will also help you establish a budget for…
Does it sometimes feel like your team is working against rather than with one another? In part, this could be because it lacks an effective structure. Even the best team can falter if it is poorly constructed. Think of a sports team that is loaded with talent but is unable to deliver a winning record.…